One governed workflow across the remittance lifecycle

Platform overview

A connected operating environment

SaftaOS brings customer records, transactions, correspondents, collection, settlement, private treasury, profitability, compliance and reporting into one governed platform.

Operational workflow

From onboarding to compliance reporting

1. Customer onboarding
2. KYC review
3. Transaction creation
4. Correspondent delivery
5. Collection
6. Settlement preparation
7. Treasury allocation
8. Compliance reporting

Each stage uses authorised records from the previous step, reducing duplicate entry and improving operational ownership.

Transaction lifecycle

Clear status, evidence and ownership

Outgoing and incoming transactions record sender and beneficiary details, currencies, values, rates, fees, collection status, settlement status, compliance information, evidence and audit history.

• Outgoing and incoming directions
• Office and correspondent ownership
• Screen and business-rate records
• Collection and settlement states
• Receipt and invoice generation
• Evidence and operational timeline

Settlement flow

Governed batch preparation and reconciliation

Eligible transaction obligations can be grouped into controlled settlement workspaces with multi-currency components, approval, payment and historical reconciliation.

• Eligible transaction selection
• Settlement-cycle support
• Batch preparation and approval
• Currency-based settlement
• Convert-to-one-currency settlement
• Payment and reconciliation history

Treasury connection

Connect obligations to private treasury activity

Settlement obligations can connect to tenant-private FX deals, treasury wallets, optional accounts and settlement-to-treasury allocation records.

Private treasury activity remains separate from the Global FX Marketplace. Marketplace discovery does not execute or settle the underlying transaction.

Governance model

Access aligned to operating responsibility

SaftaOS applies tenant scope, office assignments, correspondent restrictions, role-based permissions, authenticated sessions and audit records across protected operations.