Connected operations
Customer, transaction, correspondent, settlement, treasury and compliance records remain connected instead of being recreated in separate systems.
About SaftaOS
Built to connect the complete remittance operating lifecycle
SaftaOS is a multi-tenant operating platform designed for remittance businesses, correspondent networks, finance teams and compliance operations.
Why it was created
Remittance businesses should not have to operate through disconnected systems
Many remittance businesses still coordinate customers, transactions, correspondents, payment evidence, settlement obligations, foreign exchange activity and compliance records across spreadsheets, messages, paper files and separate applications.
This fragmentation makes it harder to understand who is responsible for each transaction, what funds have been collected, what remains payable, which correspondent obligations are outstanding and whether the required compliance evidence is complete.
SaftaOS was created to bring those activities into one controlled environment without removing the operational flexibility that remittance businesses require.
The platform connects customer onboarding, transaction processing, correspondent collaboration, settlement, treasury, finance, reporting and compliance through a shared operational record.
Our operating vision
One governed platform, with clear operational ownership
SaftaOS is designed around connected records, controlled access and clear responsibility across the financial operating lifecycle.
Governed control
Tenant, office, role and correspondent boundaries help ensure that users see and perform only the activities authorised for them.
Actionable visibility
Operational dashboards and structured workspaces help teams identify pending actions, exceptions and financial obligations.
What SaftaOS connects
A shared operating record from onboarding to financial control
Each stage contributes information to the next, creating a traceable operational lifecycle.
- Customer
- Transaction
- Correspondent
- Collection
- Settlement
- Treasury
- Finance
- Compliance
Identity, risk, documents and transaction history are retained in controlled customer profiles.
Incoming and outgoing transactions retain rates, fees, statuses, payment evidence and operational history.
Correspondent relationships, instructions, obligations and restricted collaboration are managed through dedicated controls.
Settlement batches and treasury activity remain distinct while being connected for financial allocation and oversight.
Finance workspaces consolidate supporting records for controlled profitability review and financial reporting.
Compliance decisions, evidence and user actions form part of the wider operational record.
Design principles
Built for control, accountability and practical operations
Tenant isolation
Each subscribed organisation operates within its own controlled tenant environment.
Role-based access
Access is governed according to user responsibility, office context and authorised permissions.
Operational traceability
Important actions, status changes and financial records are retained with structured history.
Separation of duties
Transaction, settlement, treasury and profitability responsibilities remain clearly separated while sharing approved information.
Evidence-based workflows
Payment, collection, settlement and compliance actions can be supported by structured evidence.
Progressive development
The platform is designed to expand through controlled modules without weakening existing operational controls.
SaftaOS is developed by 46 Technologies.
Technology developer
Developed by 46 Technologies
46 Technologies develops specialised digital platforms for operationally complex businesses. SaftaOS combines industry workflow knowledge with a modular software architecture designed for controlled growth.
The platform is intended to support remittance businesses ranging from individual operators to multi-office organisations and correspondent networks.
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